Key Takeaways from the SEC’s Reg BI Rules Package
After an almost decade-long wait from the SEC, the commission moved forward rule changes that would expand regulatory responsibilities for brokers to act in the…
What ‘Avatar’ and ‘Avengers: Endgame’ Can Teach Advisers About What Clients Want
“Avatar” and “Avengers: Endgame” sit as No. 1 and No. 2 on the list of the highest-grossing movies in history (not adjusted for inflation).…
How to Combat Growing Advisor Burnout
Fluctuating markets, discussions of Social Security shortfalls, and health care constantly under pressure is leading to people feeling a great deal of uncertainty.…
One Retirement Risk Few People Talk About
Retirement is full of risks and hurdles, as it can span 30 or 40 years for many Americans. Certain risks are well known: running out of money, long-term care, health…
Three Retirement Planning Needs Everyone Has
Every retirement is unique. An individual’s situation – where they live, their health, their family, their finances, their goals – drives retirement. But,…
Should You Use The Systematic Withdrawal Approach To Retirement Income Planning?
For many Americans, their financial planning goals can be broken down into two periods: saving for retirement and spending in retirement (if you’re up on your…
Comparing The 3 Most Popular Retirement Income Strategies
Is there a retirement crisis? The debate centers on how much people have saved or set aside for retirement. But the focus on savings amounts misses the point. Retirement…
2019: The Year of Retirement Reform
President Trump and Congress made their mark on the United States in 2017 with the most significant tax reform in 30 years. With four significant pieces of retirement…
How to Handle a Client with Low Risk Tolerance
Risk tolerance questionnaires, scores and levels are a big focus right now in retirement income planning. While many of the tools are still rudimentary (e.g., your…
Jamie Hopkins on Stay Wealthy
Think you don’t have anything of value online? Think again. The reality is, almost everyone who uses the internet in any capacity has digital assets to protect. Digital…
Meet our new Retirement Columnist
Most nights I go to bed thinking about retirement planning. Sometimes I dream about retirement planning. And typically, I wake up thinking about retirement planning. To…
Financial Advisors: It’s Time To Step Up Your Game
It’s hard truth time: I would only personally hire roughly five to ten percent of the advisors I have ever met. That is not a good thing. In fact, when I say that…
Financial Services Is The Least Trusted Industry, And Here’s Why
Financial services is again the least trusted industry, according to a 2018 survey by the Edelman Trust Barometer Research Team– only about half (54 percent)…
3 Lost Tax Deductions That Might Surprise You
The Tax Cuts and Jobs Act was the single largest tax reform legislation passed in the last 30 years. It changes tax laws that impact retirement planning, mortgages,…
2 Ways To Combine Charitable Giving And Life Insurance
Financial planning is an ongoing process that examines your goals, situation and finances in order to determine if and how these goals can be met. It’s not a product-centric…
Americans Focus On Debt Management But Lose Focus On Retirement Savings
Our minds are wired to prioritize the near-term over the long-term. We shouldn’t be surprised that a new survey by New York Life shows most parents list paying…